EFT Processing

Cardtronics operates its own electronic funds transfer processing network equipped to drive nearly any ATM terminal from any major ATM manufacturer including Diebold, Nautilus Hyosung, NCR, Triton, and Wincor-Nixdorf. Our EFT processing platform is used to drive over 30,000 financial kiosks today, including the majority of Cardtronics-owned ATMs as well as thousands of third-party-owned machines.

The platform allows for unique and powerful functionality and improvements compared to competing third-party solutions including:

• Direct connect: Connect our network directly to your internal network to reduce downtime with fewer points of failure, improve speed, reduce costs, and provide advanced functionality support.
• Multi-bank image deposit: Tap into Cardtronics’ extensive network of deposit taking terminals to expand deposit options for your customers.
• Advertising: Enable one-to-one and one-to-many targeted marketing campaigns.
• Stored preferences: Customize the user experience by allowing cardholders to set their preferences for language, fast cash, receipt printing, and more.
• Advanced financial services: Check cashing, bill payment, money transfer, mobile and prepaid top-ups.

Security and Availability
Cardtronics takes the security of its network and its processing platform very seriously…we are dedicated to protecting the confidential financial data of every cardholder.

• PCI DSS certified and audited by sponsor bank with no comments.
• Redundant data centers with over 175 servers under management.
• Robust business continuity plan in place and proven during Hurricane Ike with zero downtime.